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VA Loan
Processing
The loan processing of your file is the
most time consuming aspect of the VA loan
process. This is the preparation of your file
for presentation to the VA underwriter. All
documentation is reviewed to insure there is no
discrepancies in presentation and any possible
problems are worked on at this stage. If at
your initial application you did not provide
all of the original documents needed by the
Lender, this is the stage where you be asked
for them again.
The processing
stage is comprised of gathering all of the
following documents.
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VA Certificate
of Eligibility
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Verifications of Employment
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Verifications of Deposit
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Credit Report
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Escrow Instructions
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Preliminary Title Reports
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Appraisal
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Letters of Explanation
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Additional supporting documents
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Any Documents missing from initial
application
Since the Lender will be attempting to gather
all of these documents from various companies and
individuals, this is most often where there can
be delays. Once again, if all documents are
provided initially, this will help avoid
delays.
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Loan Process 
